how to cancel an apple pay

Daniel Parker

3 min read

·

24-02-2025

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Apple Pay offers a convenient and secure way to make payments. But what if you need to cancel it? Perhaps you've lost your device, changed banks, or simply no longer want to use the service. This comprehensive guide shows you how to cancel Apple Pay across your devices and situations. We'll cover canceling individual cards, disabling Apple Pay entirely, and what to do if you're worried about unauthorized transactions.

Removing a Specific Card from Apple Pay

This is the most common reason to "cancel" Apple Pay. You might want to remove a card because it's expired, you've gotten a new one, or you simply prefer not to use it for Apple Pay transactions. Here's how to remove a card from your Apple devices:

On iPhone, iPad, or iPod touch:

1. Open the Wallet app: Locate the Wallet app on your home screen and tap to open it.
2. Select the card: Find the card you want to remove and tap on it.
3. Remove Card: Tap the "Remove Card" button. You may need to authenticate with Face ID, Touch ID, or your passcode.
4. Confirmation: Confirm that you want to remove the card. The card will no longer be available for Apple Pay.

On Apple Watch:

1. Open the Wallet app: On your Apple Watch, open the Wallet app.
2. Select the card: Tap the card you wish to remove.
3. Remove Card: Follow the on-screen prompts to remove the card from your Apple Watch. This may require entering your Apple Watch passcode.

On Mac:

1. Open System Preferences: Go to System Preferences on your Mac.
2. Select Wallet & Apple Pay: Find and select the Wallet & Apple Pay preference pane.
3. Select the card: Choose the card you'd like to remove.
4. Remove Card: Click the "Remove" button and confirm your action.

Disabling Apple Pay Completely

Completely disabling Apple Pay is a more drastic step, usually taken if you’ve lost your device or suspect unauthorized activity. Here's how to do it:

On iPhone, iPad, or iPod touch:

1. Open Settings: Go to Settings on your iOS device.
2. Select Wallet & Apple Pay: Tap on Wallet & Apple Pay.
3. Disable Apple Pay: Toggle off the “Apple Pay” switch. This will disable Apple Pay on your device.

On Apple Watch:

1. Open the Settings App: Open the Settings app on your Apple Watch.
2. Select Wallet & Apple Pay: Navigate to Wallet & Apple Pay in the settings.
3. Disable Apple Pay: Turn off the Apple Pay toggle.

On Mac:

1. Open System Preferences: Go to System Preferences on your Mac.
2. Select Wallet & Apple Pay: Find and select Wallet & Apple Pay.
3. Remove All Devices: If you want to completely remove Apple Pay from your Mac, you can choose to remove all devices.

Remember, disabling Apple Pay only prevents future transactions. If you believe there have been unauthorized transactions, report them immediately to your bank or credit card company.

Reporting Lost or Stolen Devices and Unauthorized Transactions

If you've lost your device or suspect fraudulent Apple Pay activity, taking swift action is crucial.

1. Contact your bank or credit card company immediately. Report the lost or stolen device and any unauthorized transactions. They can freeze your cards and investigate the situation.
2. Report your lost device to the authorities. If applicable, file a police report to document the theft.
3. Change all your passwords. Update your Apple ID password, as well as passwords for any other accounts linked to your device.
4. Remove your device from Find My: If you haven't already, remove the device from Find My iPhone or Find My [device name] to ensure your personal information is secured.

By following these steps, you can manage your Apple Pay account effectively, removing specific cards or disabling the service entirely when necessary. Remember to always prioritize security and report any suspicious activity promptly.